Payment Options

Q MasterCard® & Q Card

Q MasterCard® & Q Card

We offer multiple finance options at Lumino Pearl with Q MasterCard and Q Card. You automatically get 3 months no payments and no interestwith Q MasterCard or Q Card through the EFTPOS machine. For treatment purchases $300 or more there's 18 months no payments and no interest+. If you don't already have a card you can apply for a Q MasterCard at a Lumino practice or online by clicking HERE. For more information visit qmastercard.co.nz or ask at your Lumino Practice. Lending criteria, fees, terms and conditions apply. MasterCard is a registered trademark of MasterCard International Incorporated.

#No payments and no interest for 3 months ("Payment Holiday") is available for in-store purchases on Q Eftpos and Q MasterCard. Annual Account Fee of $50 applies. Standard Interest Rate currently 25.25% p.a. applies to any outstanding balance at end of Payment Holiday. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.


+No payments and no interest for 18 months (“Payment Holiday”) is available on Flexi Payment Plans in-store for full priced treatments $300 & over at participating practices. Annual Account Fee of $50 applies. New cardholder fee, $55 establishment fee. Existing cardholder fee $35 advance. Standard Interest Rate, currently 25.99% p.a. applies to any outstanding balance at end of Payment Holiday. Offer is ongoing. Lending criteria, fees, terms and conditions apply. Rate and fees correct as at date of publication, subject to change.

Credit Card

All major credit cards are accepted, including Visa, MasterCard, Diners Club and American Express. Should you be in possession of a credit card not listed above, please discuss this with the receptionist who will be happy to request payment authorisation with the bank concerned.

Farmers Card

Receive up to 55 days interest free when you use your Farmers Finance Card at Lumino The Dentists. For more information on Farmers Finance Card, visit www.farmersfinancecard.co.nz 

Eftpos/Cash

And of course you are also welcome to settle your account using EFTPOS or cash.